Step 1

Open a new file of 400 pixels,400 pixels, of resolution 72 dpi in the RGB mode.

Step 2

Create a new then take the Polygonal Lasso Tool create a shape as shown image below and fill the selection with this color- #7f7f7f..

Step-3

Go to Layer-Layer styles- blending option .

First-DropShadow

Second-Inner Glow

Setting

Bevel and Emboss-

Texture

Color Overlay

Step-4

Your image should look like this after applying.

Step-5

Then create a new shape using Polygonal Lasso Tool draw a selection as shown- ( Step-6) Now fill the selection with this color coding #d0d0d0

Step-6

Now to Layer Pallate select the Layer 1 then right click to Copy Layer Style. To do this you need to do the following.

Copying Layer Styles

Step-7

Now Paste Layer Style to 2nd layer-right click on the far right of the second layer to apply the layer styles- your image should like this.

Step-8

Again create a new layer and draw a new shape with the Polygonal Lasso Tool as shown and fill color with #dododo then apply the layer style as we did before.

Step-9

Now go to Layer Pallate and click this small ball icon then select the Photo Filter use these settings.

Your finish, Smooth off the edges.